Avoiding Foreclosure
REALTORS® are frequently the first people called when
someone realizes that keeping the family home may have become questionable.
Here is a list of HUD-approved counseling agencies
with phone numbers. It was developed by
the East Tennessee Foreclosure Task Force First Responders group.
These organizations
are trained and more knowledgeable with handling your needs:
Clinch
Powell R&D - 865-828-5927
Consumer
Credit Counseling Services of Greater Atlanta-Knoxville –
800-251-2227 (available
24/7 and translation services are available)
Knox
Housing Partnership - 865-637-1679
Legal
Aid of
Legal
Aid of Middle
It is suggested you call your lender and request to
speak with someone in the LOAN MITIGATION department, especially if you are
three months or more behind in your payment.
When you call the lender, write down the
person's name and number. It will come
in handy if you need to call again.
Gather all your mortgage documents -
original loan papers, mortgage statements, any correspondence, etc. together in
a folder.
Helpful Links:
HUD Guide to Avoiding
Foreclosures - http://www.hud.gov/foreclosure/index.cfm
USDA Rural
Development -